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Cancel student loan debt for those with income under $71K, researchers to tell Biden panel

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Researchers: end student loans for those earning under $71KResearchers on Tuesday will tell the Education Department’s student loan forgiveness committee to cancel all student debt for borrowers with household incomes below $71,000.

Their new findings, shared first with USA TODAY, recommend lowering many Americans' student debt-to-income ratios, while honing in on a question that has plagued the panel since it first started meeting this fall: What types of financial “hardships” keep borrowers from paying back their loans?

Low credit scores are a useful metric for what ails borrowers, the researchers suggest in the report, which was published Friday by the University of California’s Student Loan Law Initiative and the Student Borrower Protection Center.

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